CSI Financial
CSI Financial
Christopher A. Smith, 44, is our Chief Executive Officer and President. Mr. Smith has over 20
years of commercial lending and capital markets experience and has been involved in over $3 billion
in commercial transactions. For the past several years, Mr. Smith has served as the EVP, Colorado
President for Hillcrest Bank where he led the bank's geographic expansion into Colorado. Prior to
joining Hillcrest Bank, Mr. Smith was a Senior Vice President and the leading producer for BBVA
Compass Bank's commercial real estate group in Denver. Previously, he was Vice President at First
Security Capital Markets in charge of the Structured Finance Group where he managed syndications and
securitization transactions. Prior to that, Mr. Smith worked for Bank One Capital Corporation,
where he underwrote warehouse financing, mezzanine debt and securitization facilities. Prior to
joining BOCC, Mr. Smith worked for National Century Financial Enterprises, a specialty finance
company that led the nation in factoring healthcare receivables. He began his career with Bank One,
Cleveland in the bank's commercial lending group. Mr. Smith received his Master of Business
Administration degree from Cleveland State University and Bachelor of Science Business Administration
degree in Accounting from Bowling Green State University.
Email: Chris.Smith@csifinancial.net
Dennis K. O'Carroll, 43, is our Chief Financial Officer. Mr. O'Carroll has over 20 years of
experience in accounting and finance. Prior to joining CSI, Mr. O'Carroll spent twelve years
at JPMorgan Chase (Bank One) where he held a number of roles in accounting and finance. Mr. O'Carroll was the
Regional CFO for Private Client Direct, a $175MM revenue business within the Wealth Management line of
business. Prior to that he served in positions of increased responsibility including; Planning
and Analysis Manager for Private Client Services (responsible for the budget process and management
reporting for the $1B revenue division), Controller and Accounting Manager. Previously, he was
Controller for National Century Financial Enterprises, a specialty finance company that led the nation
in factoring healthcare receivables. Mr. O'Carroll began his career with Hausser + Taylor, a large
regional CPA firm in Ohio where he was responsible for Audit, Review, Compilation and Tax Return
engagements for clients in a wide array of industries. Mr. O'Carroll received his Bachelor of Science in
Accounting from Capital University in Columbus, Ohio.
Email: Dennis.OCarroll@csifinancial.net
